11-14-2021, 07:47 AM
With inflation on the rise, how much of your portfolio should be crypto?
<!-- SC_OFF --><div class="md"><p>Hello,</p> <p>So we all know the usual (rather conservative in my opinion) statements by prominent investors or news outlets claiming the ideal spot of crypto in one's portfolio would be 5-10%. I'm pretty sure the people saying this are mostly rich as fuck though and not telling you that the other 90-95% of their portfolio is not just sitting as FIAT on the bank account, but also invested in housing, gold and stocks.</p> <p>In addition, we are witnessing an increase of worldwide FIAT inflation. In Europe, it is currently around +3-4% officially, and probably more like 5%+ in reality. So basically any FIAT you have on your bank account is devalued by 5%+ every year, in some countries you'll even have to pay negative interest on top of that.</p> <p>So taking this all into consideration, what do you think is currently the optimal percentage that crypto should take in the portfolio of a "regular" (as in "not already rich af"
investor?</p> <p>Personally, I'll be around 33% crypto at the end of the year. That's money that would hurt me in the sense of maybe not having a big vacation next year if it went -50%, but otherwise not too much of a big deal. But for me it is a risk willing to take and a good compromise to not just watch all Fiat be eaten up by inflation while also having enough investment to potentially have significant gains.</p> <p>What do you think?</p> </div><!-- SC_ON --> submitted by <a href="https://www.reddit.com/user/dalibor68"> /u/dalibor68 </a> <br/> <span><a href="https://www.reddit.com/r/CryptoCurrency/comments/qsxhgh/with_inflation_on_the_rise_how_much_of_your/">[link]</a></span> <span><a href="https://www.reddit.com/r/CryptoCurrency/comments/qsxhgh/with_inflation_on_the_rise_how_much_of_your/">[comments]</a></span>Kind Regards R
<!-- SC_OFF --><div class="md"><p>Hello,</p> <p>So we all know the usual (rather conservative in my opinion) statements by prominent investors or news outlets claiming the ideal spot of crypto in one's portfolio would be 5-10%. I'm pretty sure the people saying this are mostly rich as fuck though and not telling you that the other 90-95% of their portfolio is not just sitting as FIAT on the bank account, but also invested in housing, gold and stocks.</p> <p>In addition, we are witnessing an increase of worldwide FIAT inflation. In Europe, it is currently around +3-4% officially, and probably more like 5%+ in reality. So basically any FIAT you have on your bank account is devalued by 5%+ every year, in some countries you'll even have to pay negative interest on top of that.</p> <p>So taking this all into consideration, what do you think is currently the optimal percentage that crypto should take in the portfolio of a "regular" (as in "not already rich af"
investor?</p> <p>Personally, I'll be around 33% crypto at the end of the year. That's money that would hurt me in the sense of maybe not having a big vacation next year if it went -50%, but otherwise not too much of a big deal. But for me it is a risk willing to take and a good compromise to not just watch all Fiat be eaten up by inflation while also having enough investment to potentially have significant gains.</p> <p>What do you think?</p> </div><!-- SC_ON --> submitted by <a href="https://www.reddit.com/user/dalibor68"> /u/dalibor68 </a> <br/> <span><a href="https://www.reddit.com/r/CryptoCurrency/comments/qsxhgh/with_inflation_on_the_rise_how_much_of_your/">[link]</a></span> <span><a href="https://www.reddit.com/r/CryptoCurrency/comments/qsxhgh/with_inflation_on_the_rise_how_much_of_your/">[comments]</a></span>Kind Regards R